Car loan
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ADVANTAGE OF CAR LOAN  ( up to 25 lacs )
  • Upto 84 Months 8.75%
  • Interest Application on a DAILY REDUCING BALANCE and not on a monthly reducing balance.
  • ON ROAD cost Finance Available (Cost of Car + Octroi Charges + RTO Charges + Insurance Charges + Accessories Costs All incuded in loan amount)
  • Flexiblility of Clubbing Family Income for Loan Eligibily.
  • No processing charge.
  • Flexibility of making payment more than EMI.
  • No Pre-Payment Charges.
  • No hidden cost or administrative charges.
  • Processing Time : 1 to 2 days (after receipt of all the papers)
  • Easy and hassle free processing.
  • Completely transparent system & procedure.
Other Detail
  • Age : 21 - 70 Years
  • Margin : 20%
  • Repayment : Maximum up to 7 years
Terms & Conditions
  • List of Document Required (From the Applicant)
  • One Passport size photograph (kindly affix the photo and sign across)
  • I.D. proof : Copy of Passport/PAN Card/Driving Licence/Election Card/Employers I.D.Card etc.
  • Residence Proof : Copy of Electricity Bill/House Tax Bill/Residence Telephone Bill.
  • Business Proof : Copy of Telephone Bill/Electricity Bill/Certificate of Sales Tax/Office / Shop Property Bill Lease Deed / Certificate of incoporation etc.
  • For Salaried Persons : Income Tax Return & Form 16 for Last 3 Year, Salary Slip for last 3 Months, Bank Statement for Last 6 Months
  • For Businessmen : Income Tax Return with Computation of income & Balance Sheet for last 3 Years, Bank Account Statement for last 6 Months(Main Business A/c)
  • Quotation from the Dealer in original (With Signature of Customer)
  • Stamp Duty 0.25% of Loan Amount Plus Personal Guarantee of Rs. 100/-
  • ECS Mandate.
  • Margin Money Recepit
  • Self Attestation on all Xerox Copies.
  • List of Document Required (From the Guarantor)
  • One Passport size photograph (kindly affix the photo and sign across)
  • I.D. proof - Copy of Passport/PAN Card/Driving Licence/Election Card/Employers I.D.Card etc.
  • Residence Proof - Copy of Electricity Bill/House Tax Bill/Residence Telephone Bill.
  • Business Proof - Copy of Telephone Bill/Electricity Bill/Certificate of Sales Tax/Office / Shop Property Bill Lease Deed / Certificate of incoporation etc.
  • For Salaried Persons - Income Tax Return & Form 16 for Last 3 Year, Salary Slip for last 3 Months, Bank Statement for Last 6 Months
  • For Businessmen - Income Tax Return with Computation of income & Balance Sheet for last 3 Years, Bank Account Statement for last 6 Months(Main Business A/c)